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SERVICE CHARGES FOR ALL SEGMENTS -
(General matters) w.e.f. 03.11.2009 |
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ALSO VIEW IN PDF |
SEWA SHULK AND FEES |
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Sr. No. |
Item |
Revised Service Charges
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Application Mode |
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1. |
Issue of Cheque books Ordinary/Multicity
irrespective of segment
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For Mutlicity cheque
Rs.3.00 per cheque leaf. 25
leaves free in a year for SB A/c
only
For Ordinary Cheque
Rs.2.00 per cheque leaf. 25
leaves free in a year for SB A/c
only |
System |
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2. |
Issue of Pass book/Balance
certificate
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Issue of Passbook / statement
–Nil
Issue of Balance certificate –
Rs.100/- |
Manual |
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3. |
Duplicate pass book/statement
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With latest balance Rs. 100/-
(Rs. 100/- per 40 entries for
additional previous entries
|
Manual |
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4. |
Stop Payment Instructions
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Rs.50/- per instrument up to 3
leaves
Range of cheques -Rs.200/- |
System |
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5. |
Balance enquiry |
Nil
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---- |
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6. |
Account closure before 12 months
(a/c transfer not included)
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Individuals – Rs.150/-
Others – Rs.500/- |
System |
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7.. |
Cheque Returned Charges –
cheques drawn on us
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Rs.75/- + other bank charges if
any |
System(other Bank Charges to be
recovered manually) |
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8. |
Cheques/bills deposited/returned
unpaid-Local
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Rs.75/- + other bank charges if
any |
System (for cheques) (Charges in
respect of bills and other bank
charges to be recovered
manually) |
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9 |
Signature verification |
Rs.50/- |
Manual |
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10 |
No dues certificate |
Priority sector Nil
Others Rs.100/- per certificate
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Manual |
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11 |
Issue of demand drafts
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Up to 10,000/- Rs.30/-
Above Rs.10000/- Rs.2.50 per
Rs.1000/- Min. Rs.50/-
Max. 12500/-
For remittance by cash deposit,
cash handling charges will be
extra |
System |
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12 |
Revalidation/cancellation of
drafts |
Rs.100/-
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System
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13. |
Issuance of duplicate demand
draft |
Rs.100/- per draft |
System |
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14. |
Issue of Banker’s Cheque |
Up to 10,000/- Rs.30/-
Above Rs.10000/- Rs.2.50 per
Rs.1000/- Min. Rs.50/- Max.
12500/-
For remittance by cash deposit,
cash handling charges will be
extra
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System (cash handling charges to
be recovered manually) |
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15. |
Revalidation/cancellation of
Bankers’ cheque |
Rs.100/- |
System |
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16. |
Issue of duplicate bankers
cheque |
Rs.100/- |
System |
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17. |
Collection of cheques
a) Upto Rs. 10000/-
b) Rs.10001/- to Rs.1,00,000/-
c) Above Rs. 1,00,000/-
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Rs. 56/- per instrument
Rs.112/- per instrument
Rs. 169/- per instrument
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System |
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18. |
Collection of bills |
Upto Rs.5000/- Rs.50/-
Above Rs.5000/- and upto
Rs.10000/- Rs.75/-
Above Rs.10000/- Rs.6/- per
thousand Min. Rs.100/- Max.
Rs.12500 + out of pocket
expenses
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Manual |
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19. |
DD purchase Outstation cheque
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Interest @ 50 paise % +
collection charges +out of
pocket expenses. In case of
cheques returned unpaid interest
at 16% p.a. after adjusting the
amount collected @ 50 paise % |
Charges through system (in case
dishonour, overdue interest to
be recovered manually) |
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20. |
Cheques/bills deposited returned
unpaid outstation |
Rs.150/- + other bank charges if
any |
Charges through system (other
bank charges to be recovered
manually) |
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21. |
Presentation of usance of bills
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Rs.75/-
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Manual |
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22. |
Postal Charges |
Ordinary – Rs.15/-
Regd. /courier – Rs. 35/-
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Charges through system (in case
of collection of cheques in
other cases manual) |
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23. |
Min. Balance Service charges
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Urban/Metro/SU-Saving Bank
Rs.200/- per quarter
Rural Rs.100/- per quarter
Current Account
At all centres – Individual
Rs.500/- per quarter
Others Rs.1000/- per quarter
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System |
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24. |
Inoperative Account |
No service charges if stipulated
minimum balance requirement is
complied in the A/c otherwise
Rs.75/- per annum till balance
available, thereafter closing of
a/c with notice to customer.
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Recovered at CDC through Trickle
feed once a year |
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25. |
Charges for excess debit entries
in SB |
Rs.5/- per entry (for entries
over 30 per ˝ year)
(other than alternate channels) |
System |
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26. |
Setting up standing Instructions
(Sl)
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Rs.50/-
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System |
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Processing of Sl (other than
bank Transfers)
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Rs.25/- + remittance charges +
postage |
Manual |
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27. |
Issue of Deposit at Call Receipt
(payable at branch of issue)
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Nil |
Manual |
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28. |
Cash handling charges for CA/CC
deposit (other than P segment
Customer) |
Upto one bundle - Nil
More than one bundle Rs.100/-
per bundle. Max. Rs.10000/-
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Manual |
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29. |
Safe custody charges
a)
Scrips (for each scrip)
b)
Sealed cover (for each
cover)
c)
Bank’s own deposit
receipt |
a) Rs.100/- per scrip
Min.Rs.200/- p.a. or part
thereof.
b) Rs.200/- per cover p.a. or
part thereof.
c) NIL
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Manual |
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30. |
Safe Deposit articles |
Rs.500/- one time charges
plus,
Envelope -Rs.100/- p.a.
Packet-Rs.500/- p.a.
Large packet/Box-Rs 1000/-p.a.
(100 cm max.)
Beyond that Rs.20/- per cm.
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Manual |
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31. |
Safe Deposit Lockers Annual
Charges |
New Size/ Type=Small
Size A 125 x 175 x 492
Size B:159 x 210 x 492
Metro & Urban Centres:
Rs.1000/-
Semi-urban & Rural: Rs.750/-
Medium -Size:C:125X352X492
Size:D:189X263X492
Size:E:159x423x492
Size H1:325X210X492
Metro & urban Centres: .2500/-
Semi-urban & Rural: Rs.1500/-
Large:Size:F:278X352X492
Size:G:189X529X492
Size:H:325x423x492
Metro & Urban centres.3,000/-
Semi-urban & Rural: Rs.2,500/-
Extra large:
Size L:404X529X492
Size:L1:385X529X492
Metro & Urban Centres:Rs.5000/-
Semi-urban & Rural: Rs.4,000/-
Note: In case of loss of key of
the Lockers, a service charge of
Rs. 500/- has to be recovered
from hirer in addition to the
actual expenditure incurred for
breaking open the locker and
changing the lock by
manufacturers of lockers. |
System (not automated) |
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32. |
Solvency certificate
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a) Non-commercial Rs.300/-
b) commercial Rs.250/- per lac
Min. Rs.1000/- Max. Rs.15000/- |
Manual |
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33. |
Photo attestation charges
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Rs.100/- |
Manual |
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34. |
Record copy of the Cheque
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Rs.50/- per instance
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Manual |
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35. |
Interest certificate
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First copy free
Extra copy Rs. 50/- per
certificate |
Manual |
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36. |
Enquiries relating to old
records (more than 12 month old) |
Rs. 100/- per item |
Manual |
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37. |
Payment of deposit receipts to
another bank |
Local-Charges as applicable to
issue Banker’s cheque
Outstation – Charges as
applicable to remittances
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38.
ATM Service Charges :
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Existing Service charges
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Revised Service charges
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Application Mode |
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A. ATM cum Debit Card
Annual maintenance fee from the
second year of issuance
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Rs.50/- |
Rs.50/- |
System recovered
At CDC through
Trickle feed once
A year
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B. Duplicate/Replacement Card
Duplicate PIN/Regeneration of
PIN |
Rs.200/-
Rs.50/-
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Rs.200/-
Rs.50/-
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Manual |
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C. Transaction charges for ATM
usage
State Bank Group ATMs |
Cash Withdrawal |
Nil |
Automated |
Nil |
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Balance Enquiry |
Nil |
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Nil |
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Card to Card Transfer
Transaction limit Rs. 50000/- |
Presently Nil (as per core
power)
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Presently Nil (as per core
power)
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39.
Electronic Clearing Service – Charges : |
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Services
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Revised Service charges
|
Application Mode |
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ECS (Credit) |
i) As Destination Bank
ii) As Sponsor Bank |
Nil
Rs.7.00 per entry
(Min. Rs.2750.00)
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Manual |
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ECS (Debit) |
i) As Destination Bank
ii) As Sponsor Bank |
Nil
Rs.3.50 per entry
(Min. Rs.1400.00)
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Manual |
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ECS (Debit)
Return for non availability of
funds in Customer’ accounts
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i) As Destination Bank
ii) As Sponsor Bank |
Rs.50/-
Nil |
Manual |
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Charges for certifying or
verifying customer mandates
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i) As Destination Bank
ii) As Sponsor Bank |
Nil
Nil |
Manual |
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40. CBS Service Charges for Per/AGRI.
Segment: |
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Sr. No. |
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Existing Charges |
Revised Charges |
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Maximum Amount |
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Maximum Amount |
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Application
Mode |
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i. |
Deposit of cash at non-home CBS
Branches |
Rs.50000/- per day |
free |
Rs.50000/-
(Deposit of cash above
Rs.50000/- subject to prior
approval of Controller of the
branch receiving the cash) |
Rs. 50000/- - Free
Above Rs.50000 & upto Rs.1 lac -
Rs.100 /-
Above Rs. 1 lac– Rs.100/ per lac
or part thereof |
Manual |
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ii.
iii. |
Deposit of cheque at non-home
branches, drawn on our branches
Deposit of cheque at non-home
branches drawn on other banks at
that centre* |
No Limit
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Intracity – Free |
No Limit |
Intracity- Free
Intercity -
upto Rs.1 lacs-Rs.6/- per
transaction
Above Rs.1 lacs & upto Rs. 5
lacs - Rs. 28/- per
transaction
Above Rs.5 lac – Rs.56/- per
transaction
Same charges as in Item No. (ii)
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Manual |
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Intercity |
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upto Rs. 50000/- per day Free |
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Above Rs. 50000/- & upto Rs. 5
lacs – Rs.1.50/1000,
Above Rs. 5 lacs – Rs. 1.00/1000
Min. Rs.750/- Max. Rs.1250/-
Same charges as in Item No. (ii)
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iv. |
Encashment of cheque at non-home
branch |
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Withdrawal of cash upto
Rs.50000/- per day free (for
self & third party |
Withdrawal of cash upto
Rs.50000/- per day (for self
only) |
Free
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Manual
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v. |
Transfer of Funds from Home
branch to third party a/cs at
another CBS Branch |
No Limit |
Same charges as in item No. (ii) |
No Limit |
Intracity- Free
Intercity –
upto Rs.1 lacs-Rs.6/- per
transaction
Above Rs.1 lacs & upto Rs. 5
lacs - Rs. 28/- per
transaction
Above Rs.5 lac – Rs.56/- per
transaction |
Manual |
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Issuance of Draft/B.Ch |
Same charges as in item No. (ii)
for the inter core transaction
plus issuance charges
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Issuance of Draft/Banker Cheque
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Same charges as in item no.(ii)
+ issuance charges |
Manual |
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vi. |
Pass Book updation at non- home
branches |
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Rs.10/- per pass book |
Manual |
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Note
i) Charges to be recovered from the
account where the credit is afforded.
ii) Charges recovered are to be credited to
the branch, which puts through the
transaction.
iii) Transactions put through at non-home
branches, where both the legs (debit and
credit) involve Inter–core transaction at
outstation branches, will be charged for one
leg only.
iv) A transaction is intra-city or
inter-city will be decided with reference to
home branch centre.
v)* Where deposit of cheque is both at
non-home and collection is also involve both
charges [40 (iii) and 17] will be recovered.
vi) Precaution for newly opened a/cs:
Branches to carefully scrutinize non-home
transactions to avoid possibility of
spurious credit originated by non-home
branches.
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41.
Revised CBS Service Charges For SME/C&I
Segment: |
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Existing SME Inter – Core Rate
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Revised SME/C&I CBS Charges
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Application Mode |
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Facility |
For C&I and SIB Customers
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Max. Amount |
Charges |
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Max. Amount |
Charges |
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i) Deposit of cash at non-home
CBS branches
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-upto Rs.50000/-
-above Rs.50000/ & upto Rs.
1,00,000/-
Above Rs.1,00,000/ |
- Rs.50/-
- Rs.100/-
- Rs.100/- per lac or part
thereof |
Rs.5 lac
(Deposit of cash above Rs.5 lac
subject to prior approval of
Controller of the branch
receiving the cash) |
Upto Rs. 50000/- - Rs.50/-
Above Rs.50000/- & upto Rs.1 lac
- Rs.100/-
Above Rs. 1 lac – Rs.100/ per
lac or part thereof |
Manual |
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ii) Deposit of cheque at
non-home branches, drawn on our
branches
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upto Rs.20,000/-
Above Rs.20000/- |
Free
Rs.3.50 per thousand
(Min.Rs.70/- & Max. 12500/-)
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Intracity- Free
Intercity -
upto Rs.1 lacs-Rs.6/- per
transaction
Above Rs.1 lacs & upto Rs. 5
lacs - Rs. 28/- per
transaction
Above Rs.5 lac – Rs.56/- per
transaction |
Manual |
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iii) Deposit of cheque at
non-home branches drawn on other
banks at that centre* |
upto Rs.20,000/-
Above Rs.20000/- |
Free
Rs.3.50 per thousand
(Min.Rs.70/- & Max. 12500/-)
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Free
Intracity- Free
Intercity -
upto Rs.1 lacs-Rs.6/- per
transaction
Above Rs.1 lacs & upto Rs. 5
lacs - Rs. 28/- per
transaction
Above Rs.5 lac – Rs.56/- per
transaction |
Manual |
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iv) Encashment of cheque at non
–home branch
(Cash /Transfer) |
ONLY MULTICITY CHEQUE TO BE USED
For cheque upto 5/- lac
The cheque above 5 lac and upto
Rs.10 lac |
Rs.25/- per transctions
Rs.50 per transaction
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ONLY MULTICITY CHEQUE TO BE USED
Cash
upto Rs.50000/-
Transfer
For cheque upto Rs. 5 lac
The Cheque above Rs. 5 lac and
upto rs. 10 lac |
Free
Rs.25/- per transctions
Rs.50 per transaction |
Manual |
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v) Transfer of Funds from Home
branch to third party a/cs at
another CBS Branch |
No Limit |
At Home Centres
- No ceiling & no charges
Non – Home Centre
unto Rs.20000/- Nil
above Rs. 20000/- Rs.3.50 per
thousand (Min. Rs.70/- Max.
Rs.12500/-) |
Intracity- Free
Intercity –
upto Rs.1 lacs-Rs.6/- per
transaction
Above Rs.1 lacs & upto Rs. 5
lacs - Rs. 28/- per
transaction
Above Rs.5 lac – Rs.56
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Manual |
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Note
i) Charges to be recovered from the
account where the credit is afforded.
ii) Charges recovered are to be credited to
the branch, which puts through the
transaction.
iii) Transactions put through at non-home
branches, where both the legs (debit and
credit) involve Inter –core transaction at
outstation branches, will be charged for one
leg only.
iv) A transaction is intra-city or
inter-city will be decided with reference to
home branch centre.
v)* Where deposit of cheque is both at
non-home and collection is also involve both
charges [41 (iii) and 17] will be recovered.
vi) Precaution for newly opened a/cs:
Branches to carefully scrutinize non-home
transactions to
avoid possibility of spurious credit
originated by non-home branches.
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42.
Electronic Transfer Charges : |
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1. |
Inward RTGS/NEFT/ECS
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Free, no charges |
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2. |
Outward Transaction
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(i) RTGS upto Rs. 5 lacs
Above Rs. 5 lac
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Rs. 28/ - per transaction
Rs. 56/ - per transaction |
Manual |
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(ii) NEFT upto Rs. 1 lac
Above Rs. 1 lac
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Rs. 6/ - per transaction
Rs. 28/ - per transaction |
Manual |
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(iii) SBGRPT
Upto Rs. 1 lac
Rs. 1 lac & above
Rs. 5 lac & above |
Rs. 6/- per transaction
Rs.28/- per transaction
Rs.56/- per transaction
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Manual |
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4. |
ECS debit, if not executed for
want of adequate funds in the
respective accounts |
Rs. 100/- per transaction to be
levied |
Manual |
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43.
Charges Regarding Multicity Cheques
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A. For Personal
Segment |
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Sr. No. |
Items |
Existing Instructions
|
Revised Instructions
|
Application Mode |
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1. |
Cheque Book Charges |
Rs. 2/- per cheque leaf |
Rs. 3/- per cheque leaf |
System |
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2. |
Upper limit for issuance of
Multicity cheques |
Rs.50000/- per transaction
(for Cash /transfer)
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Rs.50000/- per transaction
(for Cash /transfer)
No Cash Payment will be made to
third parties at other branches
(Non-home) |
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B. SME & C&I Segment: |
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Sr. No. |
Items |
Existing Instructions
|
Revised Instructions
|
Application Mode |
|
1. |
Cheque Book Charges |
Rs. 2/- per cheque leaf |
Rs. 3/- per cheque leaf
|
System
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2. |
Upper limit for issuance of
Multicity cheques |
Rs.10 lac per cheque
(for Cash /transfer)
|
Maximum amount of Rs.10 lacs per
cheque |
--- |
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3. |
Transaction Charges |
Rs. 25/- per transaction for
cheque upto Rs. 5 lac
Rs. 50/- per transaction for
cheque above Rs. 5 lac & upto Rs.
10 lac |
Cash
upto Rs.50000/-
Transfer
For cheque upto Rs. 5 lac
The Cheque above Rs. 5 lac and
upto rs. 10 lac |
Free
Rs.25/- per transctions
Rs.50 per transaction |
Manual |
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